Health insurance

Do you qualify to pay less for your health insurance? I'll tell you in minutes.

ACA / Obamacare plans explained clearly — what it covers, what a deductible is, and what you would pay, before you decide.

Is this for you?

You're looking for coverage and don't know if you qualify to pay less based on your income.
You have a family and want dental, vision or life covered too — not just medical.
You were already sold a plan you don't understand, or that wasn't what they promised you.
You just want a second opinion on the plan you already have.

What I see every day

You don't buy insurance the day you get sick. By then it's too late — and more expensive. Its value is in having it beforehand.

The cheapest premium is paid later: in the deductible, in the doctors who aren't in your network, and in everything you find out wasn't covered.

So my job isn't to sell you the most expensive plan or the cheapest one. It's for you to understand exactly what you're buying and how to use it.

Health insurance — ACA (Obamacare) / Marketplace plans

I am an independent insurance agent; I am not employed by, endorsed by or sponsored by these companies.

It is the amount you have to pay for certain covered medical services before your health plan starts sharing the costs.

Even if you buy nothing, I want you to leave with more clarity, more confidence, and the calm of honest advice with no pressure.